Harding Brothers, a UK cruise retail concessionaire, has moved its bank relationship to Barclays Corporate. It has also taken a £9.5m loan with the bank to refinance outstanding debt providing the majority-owned family business with more flexibility to meet and exceed the company's future growth strategy.

Harding Brothers was founded more than 20 years ago. The company, which employs 120 people at its headquarters in Avonmouth, Bristol, manages over 50 retail operations with more than 500 staff on cruise ships across the world for brands such as P&O, Cunard, Carnival and Royal Caribbean. The retail areas offer passengers tax free goods ranging from toothpaste to high-end jewellery. In 2010 the business achieved a turnover in excess of £100m.